Bankruptcy condition arise when you unable to pay the rest of the mortgage loan at any cost.Main reason for bankruptcy arise when you lost your job you got divorse you there is huge medical expenses due to any reason.Bankruptcy is not a easy task ,when you go for bankruptcy you contact with bankruptcy attorney on this matter .You can go to the bank also for help some time they can also help you by loan modification .Bankruptcy is badly affect your credit score .These are the option but if these all become unfruitful than its better that you go for bankruptcy.
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